Exchange backs its ‘Buddies’ with exclusive offers, savings

by Kaura Peres

Kadena AB – The Army & Air Force Exchange Service strives to make it easy for shoppers to exercise their benefit.

That’s why the Exchange brings exclusive offers directly to guests’ inboxes every week when they sign up for the Exchange Buddy List. Guests who sign up will be among the first to find out about exclusive savings, promotions, events and special offers at their local Exchange.

“Shoppers should not have to hunt to find information on promotions and events at their local Exchange,” said Air Force Chief Master Sgt. Sean Applegate, Exchange senior enlisted advisor. “That’s why we provide a way for them to get the latest deals, direct from the source, with a minimum of fuss: just sign up on our secure website and start getting weekly updates.”

The Buddy List delivers emails about worldwide and local promotions to approximately 134,000 authorized Exchange shoppers. Customers interested in receiving these messages can sign up at their local Exchange.

MILITARY STAR card helps Exchange reduce costly fees, increase contribution to military quality-of-Life programs

Kadena AB – Military personnel and their families who reach for their MILITARY STAR cards at Army & Air Force Exchange Service facilities are helping reduce credit-card processing expenses and ultimately improving their military communities.

During fiscal 2015, bank-issued credit card processing expenses at Okinawa Exchange facilities cost the military community more than $3.7 million. When shoppers use their MILITARY STAR cards, however, the Exchange avoids these costly fees.

“A significant portion of earnings generated from the MILITARY STAR card is returned to military communities to fund quality-of-life programs,” said Kadena AB Exchange Store Manager, Ann Yi. “Avoiding costly merchant and bank fees allows us to return an even greater amount to the military community.”

Over the last 10 years, the Exchange Credit Program has returned $639 million to quality-of-life programs worldwide.

“Paying with a MILITARY STAR card is a simple way for Exchange shoppers to support their military community directly,” Ms. Yi said. “Using the card not only benefits the cardholder, but every member of the military family.”

The MILITARY STAR card is accepted at Army, Air Force, Marine Corps, Navy and Coast Guard exchange facilities and online at Cardholders receive benefits including:

• Competitive 10.74 percent interest rate – one of the best retail rates.
• No annual, late or over-limit fees.
• 10 percent off first-day purchases.
• 10 percent off Exchange food court purchases.
• 5-cents-per-gallon savings at Exchange gas stations.
• Free standard shipping at

With every purchase, MILITARY STAR cardholders earn points as part of a rewards program, which launched late last year. Cardholders earn 2 points for every $1 spent wherever the MILITARY STAR card is accepted. For every 2,000 points earned, shoppers will automatically receive a $20 rewards card.

For more information, shoppers can visit

MILITARY STAR Card Has Lowest Interest Rate Among Store-Branded Credit Cards, According to Survey

Kadena AB – As store-branded credit cards across the United States charge record-high interest rates, the MILITARY STAR card has the lowest flat interest rate among cards offered by America’s Top 100 retailers, according to a new report from

The report states that more than half of retail-branded cards carry an APR of at least 25 percent, with some reaching as high as 30. The MILITARY STAR card’s flat rate is 10.49 percent, nearly a third of the highest-interest credit card evaluated by the report.

Almost all service members who apply for a MILITARY STAR card are approved, automatically qualifying them for the 10.74 percent interest rate.

“The Army & Air Force Exchange Service strives to provide a credit product that adds value to the lives of Soldiers, Airmen and their families,” said Retired Army Col. Thomas Ockenfels, the Exchange’s Director of Staff. “From the holidays to PCS season, the MILITARY STAR card has military families covered—under terms that are fair for those who work so hard to keep this country safe.”

The MILITARY STAR card exclusively helps military service members and their families with their financial needs, offering no annual, late or over-limit fees and no back-interest when 0 percent promotions expire.

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